Areas of Practice

Bankruptcy (Chapter 7 & 13)

Often, family law and bankruptcy seem to go together. Either upon splitting up, the spouses can't pay the family debts, or one spouse seeks to use bankruptcy as a weapon against the other spouse, or the other spouse's lawyer. Our experienced family law and bankruptcy attorneys can help you through both legal issues.

Chapter 7: A Chapter 7 Bankruptcy consists of discharging one's unsecured debts, such as: credit card debt or any debt where there is no collateral. It includes the ability to protect a certain amount of one's assets. People often wonder if they qualify for a Chapter 7 Bankruptcy. Qualification depends on whether you pass the means test. According to the new law, if your gross annual income falls under a certain amount, depending on the number of people in your household, you can file for a Chapter 7 Bankruptcy. Filing a Chapter 7 Bankruptcy can do the following:

Wipe out most of your unsecured debt (credit card bills) or loans, civil lawsuits and/or medical bills.
Stop harassment by credit card companies
Stop any collection efforts by most creditors
Protect your home and personal property
Stop any attempt to garnish wages

Chapter 13: Chapter 13 is also known as "reorganization" or "consolidation." If your income is determined to be too high for a Chapter 7 procedure, but you are facing foreclosure on your home, auto repossessions or tax debts, Chapter 13 can help give you some breathing room. 99% of all debtors who file Chapter 13, keep their assets. We´ll help you with all the particulars and paperwork involved in establishing Chapter 13

Areas of Practice

Bankruptcy (Chapter 7 & 13)

- Adoption

- Family Law

- Estate Planning / Wills & Trusts